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Know What You Agree To Before You Start

These Terms & Conditions set out how your top4wd account works — what we expect from you, what you can expect from us, and how deposits through DANA, OVO, and GoPay are handled.

Account eligibility appliesDANA, OVO, GoPay coveredIndonesia-region accessSubject to local lawUpdated terms take effect on notice

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HOW WE HANDLE THIS

How top4wd Applies These Terms Day to Day

Our approach to these terms is straightforward — we write them so you know exactly where you stand on account use, payment handling, and what happens when something goes wrong. Each section is designed to be actionable, not buried in legal filler.

Account Security Your login credentials are your responsibility. We use OTP verification on sign-in and flag any unusual access patterns on your account automatically.

Data Handling Account data you provide — including wallet details for DANA, OVO, or GoPay — is used only for transaction processing and identity verification, nothing else.

Retention & Deletion We retain account records for as long as required under applicable rules. You can request a review of what we hold by contacting support with your account ID.

Terms Change Requests If you disagree with an updated clause, stop using the platform and contact us. We'll explain what changed and, where possible, address your concern directly.

TERMS CONTACT PATHS

Reach Us About These Terms

If something in these Terms & Conditions is unclear — whether it's about your account status, a DANA or OVO deposit dispute, or how withdrawal verification works — our support team is available to help. Reach out through any of the channels below and quote your account ID so we can pull up your details quickly.

What These Terms Actually Cover

top4wd Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

By opening an account on top4wd, you confirm you have read these terms and agree to be bound by them. Your account is personal — you cannot transfer it, share login credentials, or operate more than one account under your name. We reserve the right to

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suspend or close accounts that breach these conditions without prior notice. Deposits made through DANA, OVO, or GoPay are processed under each wallet provider's own service agreement in addition to ours; if a wallet transaction is disputed, both sets of terms apply. Withdrawal requests go through
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an identity verification step before funds are released — this is standard and applies to all accounts regardless of payment method. We may update these terms from time to time; continued use of your account after an update is posted means you accept the revised terms.
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If any part of these terms conflicts with local law in your region, the applicable local law takes precedence. Availability of the platform and all features described here depends on your location and whether access is permitted under local regulation.

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Common Questions About These Terms

These are the questions we hear most often about how our Terms & Conditions work in practice — covering account eligibility, payment disputes, verification steps, and how to raise a concern.

They apply to anyone who opens or uses a top4wd account where access is permitted under local law. Eligibility depends on your region and applicable local regulation.

A GoPay transaction dispute is subject to both GoPay's own service terms and ours. Contact support with your transaction reference and we'll coordinate the review process.

No. These terms allow one account per person. Duplicate accounts are against our rules and may result in both accounts being suspended pending a review.

All accounts go through an identity check before the first withdrawal is released. You'll need to confirm your registered name matches the wallet — DANA, OVO, or GoPay — you're withdrawing to.

We post an update notice on the platform when terms are revised. Continuing to use your account after the notice date means you accept the updated version.

Send a written request to our support email with your account ID. We'll confirm what data we hold and walk you through any correction or deletion options available.

Reference

Terms & Conditions

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.

Apptop4wd App InfoFAQ InfoAbout Us

Know What You Agree To Before You Start

How top4wd Applies These Terms Day to Day

Reach Us About These Terms

Common Questions About These Terms

01 Who do these Terms & Conditions apply to?

02 What happens if I deposit via GoPay and there is a dispute?

03 Can I have more than one account?

04 What verification is required before a withdrawal is processed?

05 How will I know if these terms change?

06 How do I request access to the data top4wd holds on my account?

Terms & Conditions

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